Which term refers to beliefs regarding right and wrong held by an individual?

The term that specifically refers to beliefs regarding right and wrong held by an individual is "morals." Morals are personal standards and principles that guide a person's judgments about what is appropriate behavior and what isn't. Each individual develops their own set of morals through various influences such as culture, religion, upbringing, and personal experiences, making this concept deeply personal and subjective.

While "ethics" typically refers to broader societal or professional standards of right and wrong that govern the behavior of groups or sectors, "values" generally encompass a wider array of beliefs that may include ethics and morals, as well as other personal priorities and preferences. "Conduct" refers to the behavior of a person, particularly in how they act in accordance with their morals and ethics, rather than the beliefs themselves. Thus, the most precise term for individual beliefs regarding right and wrong is "morals."